This year, the ARCA Postgraduate Program in Art Crime and Cultural Heritage Protection will be held from May 31 through August 15, 2019 in the heart of Umbria in Amelia, Italy. In the months leading up to the start of the program, this year’s professors will be interviewed. In this one, I am speaking with Insurance Industry Expert, Dorit Straus, a former Vice President and Worldwide Specialty Fine Art Manager for Chubb & Son, who is now an independent Art & Insurance Advisor.

Can you tell us something about your background and work? 

My educational background is in Middle Eastern archeology. I participated in geographical and archeological surveys and excavated in Tel Hatzor  in northern Israel.  The dig was under the direction of the famous archeologist Yigael Yadin, who went on to become Israel's deputy prime minister but also helped to acquire the Dead Sea Scrolls, identified the historical significance of Masada, and made Israelis in general feel more connected to their ancient past.   I also worked with Amnon Ben Tor, professor (emeritus) at the Institute of Archaeology, the Hebrew University.

I then proceeded to work with objects at various museums such as the Peabody Museum of Archaeology and Ethnology at Harvard University. While there I curated an exhibition "Samaria Revisited,"an exhibit on Harvard University's 1918 Reisner /Harvard expedition.  I was lucky to find original field notes as well as many of the objects that were housed at the Harvard Semitic Museum.

I then changed my career course and joined the Chubb Group of Insurance companies as a property underwriting trainee - and that led to a 30 year career which culminated in creating a specialized fine arts discipline within the company  something that they did not have before.

I am very happy that after all these years I have come full circle back to my first passion, which is archeology and cultural preservation.  I was appointed in 2016 by President Obama to serve with ten other experts on the US State Department's , Office of the Inspector General "Cultural Property Advisory Committee" (CPAC), where the members, representing the interests of museums and the fields of archaeology, anthropology, ethnology, and other related areas do important work in preventing looted or illegally excavated objects from entering the US.

CPAC advises the Department on the actions the United States should take in response to requests from at risk source countries for assistance in protecting cultural property by enacting import restrictions using cultural memoranda of understanding.

We also support the source countries with resources and educational support through various mechanisms. You can learn more by checking the US State Department's web site.


What do you feel is the most relevant aspect of your course?

I think that I provide real life scenarios to explain the insurance transaction - it’s very much the way it is- not theoretical.  I think insurance touches many aspects of what people in the “arts” are involved in - they are just not aware of it.

What do you hope participants will get out of the courses?

A better understanding how insurance can be one of the tools to help them view the entire picture.  Insurance underwriters work out the risk for insuring a particular object. To underwrite insurance means to accept financial responsibility for clients’ potential losses and this is something participants come to understand through my course. 

What would a typical day be like in your classroom?

In the beginning, most participants come into the course without knowing anything about fine art insurance, so I start with the basics, illustrated by slides and actual cases. I am very open to discussion and questions as long as it relates to the subject matter. The last day of the course is the most fun with participant demonstrations of what they learned. We divide into teams and with a lot of role playing their are able to express what the enormous amount of learning they have gleaned as everything falls into place.

While each year participants are very enthusiastic about your courses, is there anything you learn from them in class?

I am impressed at how quickly they grasp things  I am particularly impressed how inventive and original the team presentations at the conclusion of the course are!

In anticipation of your courses, what book, article, or movie would you recommend to participants?

There are a lot of movies about art theft or forgery - most of them not realistic but still fun - like The Thomas Crown Affair. The movie Gambit with Cameron Diaz and Colin Firth and How to Steal a Million with Audrey Hepburn and Peter O’Toole  are good.

Which other course in the program would you love to follow yourself and why?

ARCA's Provenance course and any of the sessions which touch upon the art market itself. 

Is there anything you can recommend for future participants to do in Amelia or Umbria?

Eat the fabulous food, visits local vineyards, walk through the olive groves, travel to the nearby towns, and also further away - take the opportunity of to explore and be in Italy.

In February 2014 ARCA wrote about a sandstone bas-relief panel then-titled, "Head of a Guard" stolen in September 2011 from the Montreal Museum of Fine Arts (MMFA) and found 2000 miles away in Edmonton in February 2014. The relief was recovered thanks to a collaborative criminal investigation by the Sûreté du Québec and the Royal Canadian Mounted Police, in collaboration with a Loss Adjuster from AXA Art.

"As the curator who was responsible for organizing the exhibition hall from which the object was stolen over two years ago, I am obviously very happy to see this beautiful work of ancient sculpture return to the museum. It was one of our only pieces representative of Persian art of the Achaemenid period (2nd half 6th century BCE to 330 BCE). 

It represents in low relief the head and shoulder of an armed Persian guard and probably decorated the walls of one of the several Achaemenid palaces spread across the Persian empire. Similar pieces are found in various museums and most were looted from palace sites in the first part of the 19th century. This particular piece is very well preserved and had suffered no damage during its recent adventure. 

The work of the RCMP and the Sureté du Québec in recovering this artefact was remarkable and the officers in question are to be complimented for the quality of their work and its successful end. We all hope that this success will deter would-be thieves from attempting other such thefts. The investigation continues to try and recover the second object stolen from the museum also in the autumn of 2011." 

The International Arts & Antiquities Security Forum (IAASF) will be hosted at the NewcastleGateshead Quayside in Newcastle upon Tyne, Friday, November 11, 2016 and will focus on various topics related to texisting or emerging threats and risks for those in the field interested in the protection of arts and antiquities.

Of benefit to security professionals and the wider heritage protection sector including, gallery owners, shippers, insurance companies and curators the event will include presentations on the importance of security in protecting culture and art, the scale of threat to UK arts and antiquities, the threat of terrorism as it relates to art and antiquities, operational best practices in crime prevention for museums and houses of worship, (both physical & technical) as well as how to protect art and antiquities during transit and the ever increasing roll of conservators in the field of heritage protection.

The content of the presentations has been specifically designed to enable everybody to take away a deeper and more meaningful understanding of the issues that exist, experiencing best practises and being exposed to great innovations; both technical and operational that will help reduce and manage risk.

The IAASF event will bring together an international range of presenters including

Dennis Ahearn

Director of Security, UK Christie’s London

William Brown

National Security Adviser, Arts Council England

Andy Davis

Owner and Managing Director of Trident Manor and Chair and IAASF Chair, IAASF

Dr Nicholas Eastaugh

Founder and Director of AA&R -Art Analysis & Research Ltd.

Annabel Fell-Clark

Sr. Insurance Consultant, Former CEO, AXA Art

Declan Garrett

Security & Safety Manager, National Gallery of Ireland

Adrian Green

Detective Superintendent - Major Crime, Organised Crime and Special Branch, Durham Constabulary

Dr Sam Hardy

Archaeologist, Specialist in Conflict Antiquities

Michael Huijser

Executive Director, National Maritime Museum - Amsterdam and Advisor to the Dutch Government on Cultural Operations

Jim McGuffey

Committee Chair, Cultural Properties – Houses of Worship, ASIS

Ricardo Sanz Marcos

Member of the Cultural Heritage Council, ASIS International

Paid registration to the International Arts & Antiquities Security Forum includes: 

• Full day of presentations
• Tea, coffee, snacks and lunch
• Drinks reception served in the Riverside Terrace

For more information please see the Forum's website here. 

I’m not sure whether it makes more sense to say that we’re only halfway through with the ARCA postgraduate program or that we’re already halfway through with the program. On the one hand, we have had the good fortune of hearing from six expert professors and have covered all sorts of ground—academic and professional terrain alike—in the study of art crime: from heritage law to art insurance, from art policing to forgery, and from museum security to war crimes. We’ve practically memorized most of the UNESCO conventions at this point, we’re capable of sketching out the infamous Medici trafficking organigram at the blow of a whistle, and we’re all pretty used to having revenge-fantasy dreams about prosecuting certain museums with less-than acceptable collection ethics and repatriating all of their loot.

On the other hand, however, it feels like we’ve only just arrived in Amelia and that there’s still a whole lot more for us to learn in the coming weeks about cultural heritage protection. We’ve yet to encounter the international art market or art criminology head-on, and we’re not quite sure whether we believe the Spanish or the British are more entitled to Goya’s Portrait of the Duke of Wellington. Moreover, we still don’t know how we would actually steal the Ghent Altarpiece or Munch’s The Scream and this makes me wonder: can anyone really fashion him or herself an art crime expert without knowing how to pull off a major museum heist? It’s probably a good thing that we’re only halfway done with the ARCA program, but I’ll share with you what we’ve covered in the courses so far since we are, after all, already halfway finished with the program.  

Following Duncan Chappell’s course our studies shifted from the subject of art law to its not-too-distant relative, art insurance. Dorit Straus, art insurance veteran and board member at AXA Art, served as the instructor for this course. Straus has had a lengthy and exciting career with all sorts of cinematic turns and climaxes. Its major plot twist: Straus began her career studying Near Eastern Archaeology and only later in life migrated into the world of art insurance. For those of us trained in the humanities—which is to say, with little to no background in the fine arts market—Straus guaranteed a convenient point of entry into the study of art insurance. Pairing her formal explanations with fascinating anecdotes, Straus shaped and colored the art insurance industry with remarkable and stunning mastery. By the end of the week Straus had students map out the entire process of acquiring art insurance coverage in role-play exercises—a form of evaluation that was, I am sure, most entertaining for Dorit herself.

We then heard from Richard Ellis, founder of Scotland Yard’s Art and Antiques Squad, who covered lessons on the dark, seedy underbelly that is the black market. Ellis did a solid job explaining the ins and outs of INTERPOL and clarified the issues that police forces deal with in an event of art theft—issues that are quite distinct from the ones that insurers, collectors, or museums address. One of the recurring lessons that Ellis repeated over and over again was the importance of knowing one’s enemy.  Understanding the motives that animate an episode of art crime, Ellis stressed, is always integral to the investigation process. At the conclusion of his course Ellis held a charming cocktail gathering that was, I would hold, much needed after a tense week studying some pretty serious material.

ARCA founder Noah Charney took the reigns for our next course on forgery. Charney launched his weeklong course with an art history lesson in which students were asked to perform visual analysis on a set of Caravaggio paintings. This exercise offered an exciting opportunity for students to truly interface with the very objects that had been broached in previous courses but perhaps not formally or materially addressed. It was a delight to work through Caravaggio’s endlessly fascinating visual puzzles, and Charney’s thorough guidance and insightful explanations proved to be especially useful in our brief art historical investigation. The rest of the week was spent differentiating (conceptually) fakes from forgeries, discussing the psychological profile of art forgers, and reviewing some of the major historical cases that constitute Charney’s sector of the art crime world. With Charney still in town, ARCA held its annual interdisciplinary conference—an exciting three days of panel discussions that another student, Cate Waldram, will  be posting on in greater detail.

After a weekend of conference talks and cocktail parties ARCA students met with security pundit Dick Drent. Following 25 years in law enforcement, Drent joined the staff at Van Gogh Museum in the Netherlands and continues to provide security advising through his consulting group, Omnirisk. Though Drent’s energy and countenance might feel as formidable and high-stakes as his work, the Dutch professor’s instruction was often light and playful—much like the goofy videos he would screen at the beginning of class too lighten the mood, especially since his course covers everything from everyday threats to Active Shooter incidents.

At the end of Drent’s class students carried out a security audit at a museum. In this exercise students set out to observe surveillance cameras, security guards, museum layouts, fire prevention strategies, smoke detectors, alarm systems, and so on. The exercise gave ARCA students a unique opportunity to spend a day at a museum not admiring precious artworks but instead observing the very security systems that attempt to protect these objects.

At the conclusion of Drent’s course students delved headfirst into “Art Crime During War” with Judge Arthur Tompkins. Tompkins’ hefty lesson plans and near-impeccable knowledge of world history made for an information-rich crash course in our study of art crime during conflict. At the outset of his first lesson Tompkins traced the origins of art crime all the way back to the ancient world.

The looting of what might be anachronistically termed “cultural property” often went part and parcel with military combat and imperial campaigns in the ancient world—thus giving birth to the lengthy history of what we now study as art crime. Tompkins then traversed the entire chronology of war—passing through the Middle Ages and early modernity until reaching the late twentieth century—and identified the various renditions of art crime that have plagued nation-states and peoples during times of conflict. By the end of the course students were asked to submit a paper detailing one particular episode of art crime that took place in the midst of combat. Students wrote about everything from plunders during antiquity to more recent art theft in the Middle East to the destruction of libraries in the American Civil War. 

So there you have it! We have covered vast terrain in the world art crime and are already halfway experts in the field. I’ll get back to you with more storytelling and info when we’re only a few short steps away from calling ourselves full-on, to-the-core certificate-ready professionals!

By:  Christopher Falcone

Dorit Straus, retired insurance executive

My academic training was at the Hebrew University in Jerusalem in the department of Archeology - at that time the head of the department was Yigael Yadin, whose father was known for the discoveries of the Dead Sea Scrolls. He himself was famous for the excavations at the breathtaking desert palace of King Herod at Masada. During my studies, Yadin was involved in Hazor, another major excavation in Northern Israel. It was exciting to participate in such high profile digs. My career moved into the museum field and I worked at the Jewish Museum in New York and the Peabody Museum at Harvard University. At one point, I decided to make a 360 degree shift and somehow came towards fine art insurance, which started a 30 year career with the Chubb Group of Insurance Companies. It may seem unlikely to take that kind of a career path, but ultimately it was a completely rational progression whereby the skills that I acquired in the academic and the museum world matched the corporate needs of the insurance company. It was a very good partnership whereby I benefited from learning about the business world and applied those skills to fine art clients, whether they were private collectors, galleries or cultural institutions. 

In the insurance process the key to profitability means choosing the right customers, at the right premium and then providing them with means to protect and preserve their property - analyzing these variables can make the difference between making a profit or having a loss. Providing the risk management and risk prevention is an essential benefit to the art community. In my role as an insurance executive I made sure that there was an equal balance between these demands and that the art community would benefit from an innovative approach to risk prevention. During my tenure at Chubb, we developed specific products to benefit the art community such as the Museum and Cultural institution program and an art gallery program. We came up with software products to help museums and cultural institutions manage their collection as well as infra red testing to detect hot spots in the walls that may mean that there was an electrical problem which could lead eventually to a fire. Preventing losses meant that one had to analyze the risk to make sure of the integrity of the insured - quite often I came across potential insureds who had questionable reputation or they were out right criminals. Many times it was a question of fraudulent valuations, either inflating values or trying to pass on a fake as the genuine item - catching these types of bad risks can be thrilling!

Almost everyone has some sort of a involvement with insurance, but most people do not understand the insurance transaction and have all kinds of misunderstandings of the process. In my course, I will cover the fundamentals of art insurance, the relationship between the different players and how the process actually works! We will address the different needs of the private collectors, museums and commercial galleries and focus on actual cases of art fraud and how the insurance transaction will or will not respond. We will also look at ways in which bad risks can be improved and we will demonstrate that through case studies in which theoretical and practical approaches will be taken. Those students who plan to move into positions in the art industry will find the course to be very useful in their future career. With so much in the news about art theft, fraud and fakes, and residual WWII issues, the course will be both relevant and timely. 

On the final days students will be divided into 4 teams in which they will create scenarios including role plays to reflect what they have learned during the course. These scenarios will be judged on their originality, reality and creativity of presenting an insurance risk, a claim situation and determine if its a covered loss, and if not, why not. 

There are several films that I would recommend: “How to Steal a Million" with Peter O’Toole and Audrey Hepburn is a fun movie that touches on many points that are relevant ( but not necessarily realistic) to the insurance course, also "The Thomas Crown Affair" and "Entrapment" and -- a very good documentary about art theft -- is “Stolen” by Rebecca Dreyfus.

Art insurance specialist AXA Art announced last week the election of fine art insurance expert Dorit Straus to its Board of Directors:

Ms. Straus is an accomplished professional with a successful career in providing solutions on art and insurance matters, globally. She is widely recognized for her expertise in insurance and risk transfer needs of museums and cultural institutions, auction houses, galleries and private collectors. She has broad proficiency in legal issues relating to confiscation, repatriation and provenance.... For over 30 years, Dorit Straus has been an important contributor to the fine art insurance industry. She has authored commentary on the implications of art theft on the insurance industry and on insuring art. She currently serves on the faculty of ARCA (the Association for Research on Crimes Against Art) teaching a course on art crime and insurance in Amelia, Italy.

Ms. Straus will teach "Insurance Claims and the Art Trade" in July. She also recently joined Chris Marinello at Art Recovery International.

Dorit Straus

ARCA Blog: What is your academic background and how did you come to commit to a summer in Umbria studying art crime?

ARCA Blog: The program culminates in the writing of a publishable article. What area of art crime or cultural protection would you like to research?

ARCA Blog: Do you have a current fascination with an artist or period of art?

by Catherine Schofield Sezgin

Dorit Straus, Vice President and Worldwide Specialty Fine Art Manager for Chubb & Son, a division of Federal Insurance Company, will again teach the course, Investigation, Insurance and the Art Trade, in Amelia at ARCA’s 2011 Postgraduate Program in International Art Crime and Cultural Heritage Protection Studies program. Straus’ course discusses fine art insurance; the role of the insurance company, the agent and the broker; the insurance contract; risk analysis and selection; losses and claims; theft losses; and interaction with police and law enforcement.

Ms. Straus published an article, “Implications of Art Theft in the Fine Art Insurance Industry”, in Art & Crime: Exploring the Dark Side of the Art World (Edited by Noah Charney) that explains the relationship between insurance and art theft. She has also written a chapter on insuring art in a book by Diane McManus Jensen, Valerie Ann Leeds, and Ralph Toporoff, The Art of Collecting: An Intimate Tour Inside Private Art Collections with Advice on Starting Your Own (Antique Collectors’ Club Ltd, 2010).

Ms. Straus, the Worldwide Fine Art Specialty manager for Chubb Personal Insurance, joined Chubb in 1982. Prior to Chubb, she studied archaeology at Hebrew University in Jerusalem, Israel, lectured on Biblical Archeology and worked at several museums (The Jewish Museum, The Peabody Museum of Ethnography at Harvard University, and the Museum of Contemporary Craft in New York, now known as the Museum of Art and Design). She has underwriting experience in Property, Casualty, and Entertainment as well as fine art. She was a key member of OBJECT ID of the Getty Institute, which established universal criteria for describing works of art. She speaks on art and insurance at international venues including seminars on risk management for museums and cultural institutions at Shanghai University. She was the keynote speaker at a fine art risk management seminar sponsored by the government of Taiwan; a featured speaker at a conference at Dresden, Germany; and a panelist at a seminar on art theft at Cambridge University, United Kingdom, where she met Noah Charney, ARCA’s founder.

ARCA blog: You’ve been quoted in the press that the most common art insurance claim stems not from theft, but from damage done while the art work is in transit.

ARCA blog: You’ve also said that when a museum purchases insurance to protect its collection, the insurance companies follow up with security inspections and risk management recommendations such as how to protect the art against damage from fire.

ARCA blog: It’s too expensive for museums to insure their entire art collection. Do they select a blanket limit up to a certain amount that would cover any paintings stolen from the collection? And do insurance companies get nervous when there’s a rare painting by van Gogh, Vermeer, Rembrandt or any other artist that seems to attract thieves?

Ms. Straus: We have been going through terrible economic times, so I am concerned about moral hazard either by fraudulent insurance claims or from dealers who are stealing from their clients.

I am also particularly concerned about the trend of art as investment and regarding art as an asset class. I don’t want to generalize, but when you start thinking about art as a commodity rather than as an object that expresses our humanity and our culture, it loses its importance and it becomes interchangeable solely as a money exchange. Maybe I am naïve, but when you value something for more than its monetary value you have a personal stake in it along with making sure that you invest in protecting it properly.